YOUR WHOLE MOVE, IN ONE VIEW
Selling 3940 S Yampa & buying your next home
An interactive net sheet that shows how your sale proceeds carry into your next purchase — with your pre-listing Cap-Ex, financing options, and full monthly payment all in one view. Move the sliders to see your numbers change in real time.
The money, connected
Your combined net sheet
Your sale proceeds become the cash for your purchase. Adjust the sliders to see how it flows.
Selling 3940 S Yampa
What you walk away with
Sale price$515,000
Pre-listing Cap-Ex$0
Improvements before listing (paint, pool, curb appeal) — spent to lift the sale price.
Buyer concessions$0
Credits to the buyer (closing help / rate buydown) — common in a buyer's market.
Sale price$515,000
Commission (5.0%)–$25,750
Closing costs (1.0%)–$5,150
Mortgage payoff–$45,000
Net proceeds →$439,100
▸ Adjust sale assumptions
Total commission5.0%
Seller closing costs1.0%
Mortgage payoff$45,000
Buying your next home
What it takes to close
Purchase price$600,000
All cash
Finance part
Amount financed$150,000
30-yr · 7.40%
15-yr · 6.75%
Interest rate7.40%
Property tax rate0.50%/yr
Homeowners insurance$2,400/yr
HOA dues$0/mo
Patio homes often have an HOA — separate from metro-district fees.
Est. total monthly
$1,500
$150,000 · 30 yrs · 7.40%
+ metro-district fees (common in newer south-metro communities) can add $1,000–$3,000/yr — verify per home.
Moving / transition reserve$5,000
Movers, deposits, overlap utilities — cash set aside, not part of the purchase.
Purchase price$600,000
Closing costs (cash, ~1.0%)–$6,000
Moving / transition reserve–$5,000
Cash needed$611,000
$439,100 proceeds
→
$606,000 needed
=
–$166,900 gap
The gap to bridge
–$166,900
An all-cash $600K purchase needs more than this sale nets. Options: finance part (toggle above), buy lower in your range, or increase the sale price. We'll find the combination that works.
